Financial planning and investment management built for educators, from your pension and 403(b) to the day you leave the classroom.
Most educators enroll in a 403(b) on their first day and rarely look at it again. Three questions are worth asking.
Many educators have a 403(b) without knowing exactly what they own, or what they're paying.
Explore your options →Investment expenses, insurance costs and contract fees can add up over a career.
Calculate the impact →The two accounts have important differences. We'll help you understand how each fits into your retirement strategy.
Learn the difference →Most educators are handed a pension, a 403(b), maybe a 457, and Social Security questions, with very little guidance on how they fit together.
We help you bring every piece into one clear strategy, so you know where you stand today and what comes next.
You don't need all three. Start where it makes sense for you.
Build your roadmap.
A comprehensive, one-time financial plan built around your life as an educator.
We'll bring together your pension, 403(b), 457, taxes, investments and retirement goals, and give you a clear roadmap for what comes next over the course of three meetings, plus an implementation check-in.
DetailsKeep your strategy current.
Continued financial planning as your career, family and goals evolve, from your working years through retirement.
Pension and retirement planning, tax strategy, investment guidance and ongoing access to your advisor.
DetailsPut your retirement savings to work.
Professional management of your workplace retirement savings.
We build, monitor and adjust your investment portfolio based on your goals, risk tolerance and time until retirement.
DetailsA no-cost conversation about where you are and where you want to be.
Your school district, college or university. We'll look up the retirement plans and options available to you.
We review your accounts, pension and taxes, and build a clear plan you can act on.
Your plan evolves with you.
As your career, family and goals change, we're here to help, from your working years through retirement.
Every school district, college and university can have different retirement plans, providers and investment options.
Tell us where you work and we'll help you understand the retirement benefits and options available to you.
We sit on your side of the table. Our only job is helping you make clear, confident decisions about your future, with every recommendation made in your best interest.
As a registered investment adviser, we're required to act in your best interest when we give investment advice.
Our advisory fees are clearly disclosed, so you'll understand what you pay for financial planning and investment management.
Pensions, 403(b)s, 457s and district plans are the center of our work, not an afterthought.
Based in El Paso and serving educators through convenient virtual meetings.
Hypothetical example for illustration only. Assumes a $100,000 balance, a constant 6% annual return before costs, costs deducted annually, and no additional contributions, withdrawals or taxes; the lower-cost figure is intended to include fund and advisory costs. It does not represent any specific investment or product, or reflect the value of any insurance guarantees. Actual results will vary.
What you're paying for inside your 403(b), how costs add up over a career, and when an annuity can still make sense.
Compare Your OptionsThe questions every teacher should ask about their 403(b), 457 and pension. Print it or save it as a PDF.
Get the Free GuideWithdrawal rules, tax treatment and which to fund first. Straight answers in our FAQ.
Learn the DifferenceLet's plan what comes after class.
Bring us your pension, 403(b), 457 and retirement questions. We'll help you understand where you stand and what comes next.
